My Thane flat was supposed to be delivered in Dec 2023. It's now Sep 2024. What compensation can I claim under RERA?

You have strong rights under RERA Section 18. Here's what you can claim:

Option 1 — Stay in and claim compensation:

Interest at the SBI MCLR + 2% rate on the total amount paid to the builder, for the delay period (Dec 2023 to today = ~9 months). The current reference rate is approximately 8.75–9%. So: if you've paid ₹50L, compensation = ₹50L × 9% × 9/12 = approximately ₹3.37L.

Option 2 — Exit with full refund + interest:

If you don't want to continue, you can demand a full refund of all amounts paid, plus interest at the same rate from the date of each payment. This is often the better option if the project looks stuck.

How to claim:

1. File a complaint on maharera.mahaonline.gov.in → "File Complaint" → Section 18.
2. Attach your agreement, payment receipts, and RERA registration page (showing promised date).
3. Filing fee is ₹5,000 for residential buyers.
4. Typical hearing timeline: 60–120 days.

What the builder may argue: Force majeure (COVID extension), approved revised schedule. MahaRERA has been consistent — COVID extensions ended in 2022, post that delay is on the builder.

Practical tip: File even if you still want the flat. Many builders settle before the first hearing once a complaint is filed. A RERA-specialist broker in Thane can help you prepare the complaint and follow up.

Use our Possession Tracker to calculate your exact compensation amount.