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MumbaiDocs & LegalReady to Move
โ–ฒ 142

The resale flat I'm buying doesn't have an OC. The builder says it's "applied". Should I still buy it?

Without OC the building is technically unauthorised. Banks won't lend and you can't legally stay.

PuneDocs & LegalPricingRERA
โ–ฒ 98

The builder of a new project is asking for a โ‚น5L "cash component" on top of the registered price. Is this legal?

Illegal under RERA. The entire sale consideration must appear in the registered agreement.

MumbaiNRIDocs & Legal
โ–ฒ 87

I'm based in the UAE and want to buy a flat in Mumbai. Can I use a Power of Attorney instead of traveling to India?

Yes โ€” but registration and attestation of the PoA is critical. Shortcuts here create title defects.

ThaneRERAUnder Construction
โ–ฒ 134

My Thane flat was supposed to be delivered in Dec 2023. It's now Sep 2024. What compensation can I claim under RERA?

Under Section 18 you're owed interest at SBI MCLR on amount paid. You can also exit with full refund + interest.

BangaloreHome LoansFirst-Time Buyer
โ–ฒ 67

Is it worth getting a home loan pre-approval before I start property hunting in Bangalore?

Yes โ€” pre-approval takes 3โ€“5 days and significantly strengthens your negotiating position.

PunePricingFirst-Time BuyerUnder Construction
โ–ฒ 55

Should I buy a new launch in Hadapsar or a ready resale flat in Viman Nagar at the same budget in Pune?

Depends on timeline and risk appetite. New launch has appreciation upside; resale is immediately livable and financeable.

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